NATIONAL MORTGAGE PROFESSIONAL MONTH

NATIONAL MORTGAGE PROFESSIONAL MONTH

Every September, National Mortgage Professional Month recognizes the professionals who play a role in helping people finance the dream of homeownership. 

Since 2011, home sales in the United States have steadily grown, meaning each year more and more people are buying a home. Whether it’s a first home or the next home, mortgage professions understand how exciting and stressful the process can be. A mortgage professional takes on the task of making sure everything is in place by closing day. They may be loan officers, processors, underwriters, servicers, insurers, or other mortgage professionals, but all of them work hard to make your home loan a reality. 

Their varied roles may include:

  • Reviewing loan applications
  • Verifying credit
  • Processing loan applications
  • Appraising the property
  • Examining the title
  • Verifying the purchase price, annual percentage rate, and term of the loan
  • Preparing the loan

Most people are not aware of the number of people and amount of work involved between the moment someone decides to buy a home and the day the final contracts are signed. 

NATIONAL MORTGAGE PROFESSIONAL MONTH HISTORY

In 2015, United Guaranty founded National Mortgage Professional Month to honor all mortgage professionals.

HOW TO OBSERVE #MortgageProfessionalMonth

During September, give a mortgage professional you know a shout-out. Recommend them to someone who is looking for a new home. Let them know you appreciate all they do to help people achieve homeownership. If you’re considering purchasing a home, learn about the process and what to expect. 

Use #MortgageProfessionalMonth to share on social media. 

NATIONAL HOMEOWNERSHIP MONTH

National Homeownership Month in June shines a spotlight on supporting the American Dream of homeownership. It’s also a time to recognize the organizations that help individuals and families to achieve their goals.

From the U.S. Department of Housing and Urban Development and Federal Housing Administration to the realtors, financial and housing counselors, and assistance programs, they all play a part in helping first-time homebuyers make their dream come true.

After an extreme low in 2016, homeownership has been making a gradual recovery. Ownership trends are changing, though. With priorities changing, so do the types of homes people are seeking.

NATIONAL HOMEOWNERSHIP MONTH HISTORY

In 1995, National Homeownership Week began as a strategy of President William Clinton’s administration to increase homeownership across the nation. In 2002, President George W. Bush expanded the observance to the entire month of June.

Explore More…

National Financial Literacy Month

National Credit Education Month

National Cash Back Day

National Mortgage Professional Month

National Online Bank Day

National Tax Day

National Cryptocurrency Month

National Homeownership Month

National Financial Crime Fighter Day

National Get Smart About Credit Day

HOW TO OBSERVE #HomeownershipMonth

If you are considering purchasing a home for the first time and don’t know where to start, visit NewHomeSource for a guide and list of resources.

Consider your options and learn your market. A good realtor will show you many options and resources, too. Ask friends who have bought a home for recommendations.

Use #HomeownershipMonth to share on social media.

NATIONAL MOVING MONTH

May kicks off the busiest moving season of the year when home sales begin to rise throughout the summer months. That’s why it’s also National Moving Month!

Moving can be more than a hassle, it can be a frightening proposition. Regardless of the size and distance, you want to protect your possessions and family. Either way, moving can be an adventure, too. New home, new places to explore. We expand our horizons and make connections.  The possibilities are endless.

There are ways to make moving less of a hassle and more of an escapade. By checking resources, making a few lists and delegating responsibility, the goal is to get everything to your new home in one piece, peacefully.

HISTORY

Allied declared National Moving Month in 1997.

HOW TO OBSERVE

Follow these great tips and have a safe and successful move!

  • When selecting a mover, be sure to get more than one estimate and ask for recommendations. Make sure their estimates are in writing, too.
  • Find out more about hiring a mover at www.moving.org.
  • Have a garage sale to help eliminate what shouldn’t be moved then donate the rest.
  • Make a checklist of each service to transfer.
  • Update your mailing address with family, friends and the post office.
  • Give each room a different colored marker for labeling boxes.
  • On the day of the move, have a go-bag and cooler ready. Fill with one with essentials such as a change of clothes, first aid, emergency information, and medications. In the cooler, have beverages and snacks to keep everyone fueled.
  • Visit www.updater.com for more great moving tips.

Use #NationalMovingMonth to post on social media.

NATIONAL HOUSEWIFE’S DAY

National Housewife’s Day sets aside November 3rd to recognize the millions of hardworking housewives. The day honors the stay-at-home moms who take care of the children and the home. It’s a 24/7 job that sometimes does not get the thank you that is much deserved.

The term housewife is an old term stemming from the days when most families were supported by one income. The father worked, and the mother stayed home to take care of the house and the children. These days, usually both parents work outside the home. According to the Bureau of Labor and Statistics, in 61 % of households with children, both parents work outside the home.   

The age of the children impacts how much a parent stays home. And it isn’t always the mother who stays home. Sometimes it’s the dad. So, househusbands are on the rise. Cheers to you, too! However, current statistics are difficult to find.

Even so, those who stay home and manage a household have a difficult task. Those who stay home are considered to be domestic engineers, managing budgets, children, and organizing the life of the house.

My mom was a housewife.  We were raised with her involvement and homemade dinner on the table every night.  She also devoted the time to homeschooling when it became obvious public education was failing my younger brother.  We even got home economics of running a house, balancing a checkbook, the value of a dollar and of course baking homemade bread and Christmas cookies.  

As I look around the world today I can see hoe lucky we were.  A two parent home that took the time and effort to ensure that we knew we are loved.  Who gave us the education, to become responsible adults.  Kudos to those who endeavor to do the same.  It is a really important job and anyone who tells you differently has obviously never done it.

HOW TO OBSERVE NATIONAL HOUSEWIFE’S DAY

On National Housewife Day, honor the housewife in your family or a housewife that you know. Use #NationalHousewifesDay to post on social media.