So what should I have in here. In case of emergency this grab and go can quickly give you any answers needed in case of tragedy, emergency, disaster, or what if’s. Due to the sensitivity of the information and perhaps emergency cash stash I recommend a real safe.
IMPORTANT DOCUMENTS TO PHOTOCOPY
Social Security Card
DD 214 (Military Record)
Advanced Medical Directive
Power of Attorney
Life Insurance Policy
Home Insurance Policy
Deeds & Titles
Personal Information for all immediate family members and pets.
Basic contact information such as full name, address, phone number
Social security number
Driver’s License or ID # (if applicable)
Identifying marks such as tattoos, birth marks, etc.
Height, weight, eye and hair colors
Basic medical information including primary doctor’s name and contact info, allergies, current medications, prior hospitalizations
Employer information including name and contact info
School information for children including name of school, grade, and school contact info
Space to attach a current photo
Pet information including microchip number, vet information, vaccination record, food type and feeding schedule, etc.
At-a-glance Medical Summary information for each family member including blood type, medical conditions and treatments or medication for each condition, current medications with doses, allergies including reactions and treatment
Emergency medical information at-a-glance including preferred hospital, primary and second health insurance policy information, and 2 emergency contacts
Medical contacts including primary doctor, dentist, specialists, and pharmacy
Health insurance details including carrier, plan information, deductible, and a brief summary of benefits
Prescription insurance details
Vaccination records for each family member
Family medical history
You should have insurance information including company names, policy numbers, and agent names and contact info for each of the following:
Home and/or Renter’s Insurance
Boats and other assets
In the event of a natural disaster or fire, you should also have a home inventory list in your Emergency Binder with the following information for any valuables:
Date of purchase
Serial # or Model
Location of the item in your home
Receipt or photo for the item if available
In addition, you should have the following information available for your medical insurance and life insurance:
Medical insurance documents
Insurance cards for each family member
A summary of coverage information including co-pays, deductibles, limits, etc.
Preferred doctors and hospitals
Life insurance documents
Copy of life insurance policy including company, agent name, and policy number
Name and contact info for beneficiary
Include name, address, and phone numbers for the following medical and professional emergency contacts:
Veterinarian (if you have pets)
Lawyer (if your will and/or trust documents are on file with one)
In addition, it’s important to leave contact information for those family and friends that will need to be contacted in the event of an emergency. You should include the following for each of your personal contacts in your Emergency Binder as well:
Relationship to you
Instructions for how you wish for that person to be contacted including any final letters that you have prepared for that person, etc.
This section is mainly for surviving spouses that do not have experience in dealing with the household expense accounts.
Separate each expense by category:
Mortgage or Rent
Any other recurring monthly expenses like Netflix, Hulu, etc
Home or Renter’s Insurance
Then, for each expense item include important details that your family would need to know to continue to successfully manage the finances including:
Monthly Due Date for payments
Average Monthly Expense
Website, username, and password for online account
Whether or not auto-pay is set up for that account, and if so, the date of the bank draft
It may also be helpful to include a “Monthly Expenses at a Glance” page in this section to serve as a quick reference guide.
I also keep tax returns, birth, death, marriage, divorce, certificates. Military records if it applies. Vaccination records
All pets vet information and microchip info. Important income documents, SSA benefits letters, 1099’s with each tax year. Any receipts or documents we claim on our taxes. This also a good place to make an emergency cash fund. If the power is out credit cards will not work. Keeping a cash fund here can be vitally important in an emergency.